Answered: Do You Need Full Coverage on A Used Financed Car?

Insurance Agent Examining Car After Accident
Buying a used car is different from buying new. So, like a lot of our Milton area customers, you probably have questions. How many years can you finance a used car? Do you need full coverage on a used financed car? Our Finance Team is happy to answer all your questions. That’s why we’ve put together the handy guide below on how to finance a used car.

How to Finance a Used Car

It’s not hard to figure out how to finance a used car when you buy it from Sandy Sansing. That’s because we’ll do all the work. We make it so easy that you can even value your trade in just 10 seconds online. Of course, you could visit every lender in the Ferry Pass area in an attempt to get financing yourself. But why would you?

How Many Years Can You Finance a Used Car?

How many years can you finance a used car? The short answer is seven years, or 82 months. The long answer is that it depends. Our Finance Managers will walk you through that part, as well. Here are the variables that can impact the length of the loan:

  • The lender’s terms
  • Your credit
  • The size of the loan
  • The size of the down payment

Do You Need Full Coverage on a Used Financed Car?

Every car on the road is required to be insured. But do you need full coverage on a used financed car? The law does not typically require full coverage on a used vehicle, but lenders normally do. After all, what if your car gets stolen, or you total the car in an accident, and you’re found at fault? How would you pay off the auto loan if you didn’t have full coverage? Could you afford to replace your car if it gets stolen or destroyed?

Let Us Help You Finance Your Next Car

The helpfulfinancing experts at Sandy Sansing make getting an auto loan simple and painless. In fact, you can get started right now bycalculating your payment online. We have locations across the gulf, from Cantonment to Pace. Drop by a Sandy Sansing dealer near you today!

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