How Can I Get Car Financing with a Bad Credit Score?

dealer hands couple car key in showroom

Many Pensacola drivers visit our dealerships and ask the question, “Can I Get a car loan with bad credit?” Fortunately, the answer to that question is yes! Even if your credit score is less than ideal, a quality vehicle is not out of reach. At Sandy Sansing in the Daphne area, our finance team is here to help you figure out how to finance a car with bad credit. We want to help you find an affordable vehicle you will love for many years to come.

How Can You Finance a Car with Bad Credit?

Our finance team strives to make it as hassle-free as possible to secure a bad credit car loan. To start the car financing process from the comfort of your home, you can apply for financing online to get pre-approved. Once the application is complete, you are able to work directly with our finance experts. We want to help you find a payment plan that fits your budget.

What Do I Need to Do to Get a Car Loan with Bad Credit?

If you’re thinking about taking out a bad credit car loan, there are a couple of things to keep in mind before making a final decision. We want to make sure you are making the best financial decision possible.

  1. Look at your budget to see how much you will be able to pay each month.
  2. If you can make a larger down payment, it is a good idea to do so.
  3. If there are a few steps you can take to clean up your credit report, try to do so before applying for a loan.
  4. Choose a car that fits within your budget. Do not opt for any extras that you don’t need.
  5. If you have any questions, do not hesitate to ask.

dealer shows man papers as he sits in car

Try to Boost Your Credit Score

Did you know that when you take out a car loan with bad credit and you consistently make your payments on time every month, it can eventually boost your credit score? When you have a higher credit score and a better credit history, you will have more lending power in the future for lower-interest loans and credit cards.

Finance a Car with Bad Credit with Sandy Sansing

We make it easy to secure a bad credit car loan at Sandy Sansing. If you have any additional questions about vehicle financing, refinancing, or extended warranties, do not hesitate to reach out to us for more information. We would be glad to assist you. First-time car buyer? Learn how to buy a car with no credit or how to calculate the interest rate on your car loan with us today!

 

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